Business insurance from Discovery

Discovery Business Insurance, a division of Discovery Insure, is a commercial insurer that comprehensively protects businesses through innovative technology-enabled solutions. Our business insurance product is underpinned by our shared-value model of insurance which uses incentive-based insurance principles to encourage behaviour change that reduces the insurance risks and results in savings for the insurer. These savings are then shared with clients to further incentivise behaviour change.

For more information about our business insurance offering, view our Sales brochure or watch this video.

 
Business Travel Insurance

We have created a bespoke product for business travelers to help you with the risks faced when taking a trip. Our cover is underpinned by technology, fast claims services and key innovations to ensure that you remain protected when travelling locally or internationally.

 
Products and services

With Discovery Business Insurance, you can expect cover for all standard business risks. But it doesn't end there. We offer a range of unique products and benefits that no other business insurance offers you.

 
Heavy commercial vehicles

We designed a bespoke product for heavy commercial vehicles owners, that offers comprehensive insurance and gives them access to risk management tools and innovative technology to help them manage their vehicle fleet well, improve their driving behaviour and keep their drivers safe on the road.

 
Tailored insurance products

Using our market knowledge and expertise, we have created bespoke insurance solutions with cover and benefits tailored to specific business professions to help them better manage their risks and work efficiently. These products are specifically for healthcare professionals, lawyers, accountants, restaurant owners, tradespersons and residential sectional titles schemes.

 
Rewards for driving well

True to Discovery Insure's core purpose of creating a nation of great drivers, our Business Vitality Drive programme uses incentive-based insurance principles to encourage good driving behaviour.

 
Technology-enabled risk management

Our insurance offering is underpinned by innovative technology. Our Vitality Drive for Business programme uses telematics technology to measure and reward good driving. We also use drones to gather more accurate information of the business premises, which can help businesses improve their risk.

 
Cover for risks of today

Discovery Business Insurance covers your business for traditional risks. We also have an extensive partner network which ensures that your business will be covered for the unique risks of today, including:

  • Cyber risks
  • Reputational risks
  • Social media liability and
  • Legal risks
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